A hard money loan is an asset-based loan commonly used for fixing up and flipping homes. These are different from traditional bank loans because they are based primarily on the value of a “hard” asset (in this case real estate) as opposed to more traditional bank loans, which are primarily based on the borrower’s income, credit check, bank statements, etc. Hard Money loans may cover only the cost of the purchase of real estate, only the cost of the renovations, or both expenditures.

46 States and Washington DC (exceptions: ND, SD, NV, VT)

We lend only to corporations, partnerships, or LLC’s. We do not lend to individuals.